
Cybersecurity insurance is designed to mitigate losses from a variety of cyber incidents, including data breaches, business interruption, and network damage. A robust cybersecurity insurance market could help reduce the number of successful cyber attacks by promoting the adoption of preventative measures in return for more coverage and encouraging the implementation of best practices by basing premiums on an insured's level of self-protection.
Identity Theft: Any fraudulent and unauthorized access to usage, deletion or alteration of your personal data stored in your computer system, including your digital devices. It's just as real a possibility as it is a scary one.
Cyber Stalking: A frightening fate we wish no one ever had to meet. It's the repeated use of digital communication to harass or frighten a person. It makes one feel attacked and unsafe all the time, no matter where they are.
Malware Attack: The number of text messages you receive daily or the number of downloads you make from the internet. Hence, it's just as easy for someone with malicious intent to infiltrate and damage your digital devices without your knowledge
IT Theft Loss: Convenience of banking transactions online and cyber theft may sometimes. The financial loss due to funds wrongfully paid by you as a direct result of a third party's unauthorized targeted
Phishing: It's any attempt to obtain your sensitive information, such as usernames, passwords, and credit card details (and sometimes, indirectly, money), often for malicious reasons, by masquerading as a trustworthy entity through an electronic communication.
Email Spooling: Email spoofing is a forgery or a wrongful manipulation of an Email header so that the message appears to have originated from the actual source.
Cyber Extortion: Cyber extortion is any threat to cause a privacy breach, data breach or cyber-attack. It's scarier than an actual person holding a knife because online, people can hide behind the shield of anonymity, and you can often feel defenceless.
Privacy & Data Breach by Third Party: Today, the internet and your computer system are like the new-age version of 'Dear Diary'. They contain a lot of your personal data photos, videos, text and more – that you probably don't want anyone to ever see.
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