Planning a holiday means ensuring that everything is managed properly, to prevent any last-minute hassle. While you start packing your essentials, don’t forget to also pack along your peace of mind. A travel buddy that financially shields you from sudden shocks like trip cancellations, medical emergencies, lost luggage, and flight delays—your Travel Insurance.

From uncertain healthcare costs to non-refundable bookings, it ensures you’re financially protected against these trip shocks. Additionally, it’s not just for solo adventurers. Families, business travellers, and even frequent flyers benefit immensely from travel insurance.

The plan also covers accommodation and meal expenses incurred during travel delays, relieving you from the additional stress of paying for these facilities.

But people often wonder about the correct time to buy a travel insurance plan. The correct time is to buy it as soon as one books a trip. Travel insurance policies are available through airlines, tour operators, and dedicated insurers, or even provided along with certain credit cards.

In addition to being available extensively, the plan is also not very costly in India. In general, travel insurance premium costs in India range between 4-8% of your total trip cost. However, their costs vary depending on factors like destination and duration of your trip, age of the traveler, coverages opted for, and activities involved in the trip. It is advisable to read the policies carefully, ensuring that they meet your requirements while avoiding exclusions like pre-existing conditions or adventure sports.

Most people consider travel insurance an added expense. Rather, it’s a small investment for immense security. By safeguarding you from sudden financial burdens and letting you focus on making memories, it makes every journey full of good memories. So, before you embark on your next adventure, don’t forget to take along the real travel buddy, who is there to help you throughout your trip.