Structural Cover
It cover the costs you might have to incur to reconstruct or repair the damaged part in case it gets severely damaged
Get the best home insurance plans that safeguard your home
from unexpected risks. Affordable, reliable, and hassle-free
coverage – all in one place!
Protect your home against theft, fire, natural disasters, and more with a
comprehensive insurance policy. Stay secure and worry-free!
It cover the costs you might have to incur to reconstruct or repair the damaged part in case it gets severely damaged
Troubled times can affect your home as well as your peace of mind. Keep it financially secure with our home shield insurance plan against floods, cyclones, strikes, riots, terrorism, and malicious acts.
This policy covers accidental loss or damage to ‘curios, works of art and paintings’ whilst stored or lying in your building. The valuation of the items will be done by a government-approved valuer and approved by us.
It gives you coverage for your home, its contents, or both against unforeseeable natural calamities and accidents.
This policy covers any accidental loss or damage to ‘portable equipment’ anywhere in India. This cover can be extended globally by paying an additional premium.
This policy covers your home against loss from burglary and theft. It compensates you for any stolen goods and valuables
We will provide extensive coverage within India and try to minimize your losses to the best of our abilities. Upon payment of a nominally higher premium, we will be happy to extend you Worldwide Coverage for portable equipment jewelry, and other valuables.
This policy covers loss/damage to your furniture and fixtures, movable & immovable electronic items, kitchen items, clothing and personal belongings as well as other products that you have insured.
This policy covers accidental loss or damage to ‘jewellery and valuables’ anywhere in India. This cover can be extended globally by paying an additional premium.
Get shifting expenses, rent for alternative/hotel accommodation, emergency purchases, and brokerage in case your home becomes unfit for living because of any covered cause of loss.
In case your rental property gets destroyed due to some peril, and your tenant vacates it for which you stop receiving the rent, we will compensate you for the amount lost till the time the property remains unfit to live in.
In case your house gets destroyed due to some incident such as fire, floods, etc., and you need to move to an alternate accommodation, we will indemnify you for the transport and packing costs.
If your house is broken into, or the keys of your house or vehicle get stolen, we will reimburse the expenses of the locksmith.
If our pet dog dies due to accident and/or diseases contracted during the period of insurance, we get the fixed amount for your loss.
In case we get robbed right after our withdraw money from the ATM, insurance will compensate for the amount lost due to the robbery.
If our wallet gets lost or stolen, insurance will pay us the replacement cost for it as well as the cost of application for lost papers and cards that were present in the wallet.
If we use or occupy a place for residential purposes, and someone gets injured or their property gets damaged, public liability cover will pay the cost that may be incurred to fix those damages.
In case an employee meets with an accident and gets injured during his employment period, he will be compensated for it.
Loss/Damages arising of events including war, invasion, act of foreign enemy, hostile. are not covered.
We ensure your unforeseen losses are covered, however if the damage is willfully conducted then it is not covered
Any damage caused to your property due to third party construction is not covered.
A consequential loss is an indirect adverse impact caused by damage to business property or equipment. A consequential loss policy or clause will compensate the owner for this lost business income. This type of insurance is also called business interruption or business income insurance.
Home insurance cover is for your home where you reside any under-construction property will not be covered.
We understand that all your precious possessions hold emotional value but anything that’s over 10 years old will not be covered under this home insurance policy.
Everything you need to know about the product and billing.
You can insure the property in the name of the actual owner of the house. Also, you can jointly get it insured in the name of the owner and yourself.
Property under construction cannot be covered under Home Insurance. Also, Kuccha construction is not covered.
In case of a Burglary claim, an FIR is a mandatory requirement.
Your home belongings are covered on a Replacement basis, not for old value. The value should match the cost of a new item of similar make, model, and capacity.
Fire due to a blast in a gas cylinder will be covered under the Home policy.
Yes, each one of them can have a separate home insurance for their part of the asset.